The Productive Pessimist

  Image shows a pile of UK cash notes beneath an X on a red circle background I watch a lot of finance videos on YouTube. Currently, I'm mostly focused on Ramit Seti ("I Will Teach You To Be Rich"), having ditched Caleb Hammer ("The Financial Audit") for a very strong swerve to "right-wing screaming", an attitude of "I'm not gonna bother qualifying to actually be a financial advisor, so nothing I say is actually advice", and ramping up from "roasting is a banter-y part of the process" to "this channel is now just me getting to rage on people", none of which are my cup of tea, and Chelsea Fagan of The Financial Diet for "OMG, men are just literally the worst, they ruin women's financial lives, let me just present all the women who've BROKEN FREE from TERRIBLE men! Oh, yeah, the ONLY reason I'm not f-ked by all the debt I ran up in college is I married a rich dude who took care of that for me, but I'...

  In a recent  i paper article , Suzanne O'Sullivan opines about "seeing 20-year olds with 20 diagnoses".  I saw the headline, and read the article expecting to see at least one   example  of these people with "20 diagnoses", so that this article could have been exploring co-morbidity, and linked chronic conditions (eg, where multiple impacts often or always occur together, but are diagnosed separately because of the way the healthcare system functions, or where one condition triggers a cascade health impact, which can result in multiple diagnoses, although in reality, the cascade impacts are more so symptoms of  the original, initially diagnosed, condition.) There were no  examples of these people with "20 conditions". Not even examples of the kinds of conditions which are being seen in the same person. Conditions, in fact, were never actually mentioned, except as something of "questionable value", especially if they "require constant v...

  Personal Independence Payment, or PIP, is a working-age benefit which individuals with recognised disabilities can apply for to support them with meeting the additional costs which those disabilities can incur in daily life, and in accessing employment. While PIP is "not means tested", this doesn't  mean it's "just handed to anyone who says they're disabled" - non means-tested just means that an individual's income and savings are not considered when their application is being assessed. This is often the first issue that comes up when PIP is being discussed in media, both mainstream and social - "non means-tested" is frequently thrown around media discussions very casually, allowing the assumption  that "they're just handing it out to anyone!" rather than, in contrast to the unemployment and under-employment benefit that is Universal Credit, which brings income restrictions for those in part-time or gig-economy work, as well...

  Recently, I read a poetry 'zine, " The  Wisdom of the Punk Buddha " by Sam Marsh. It was, in general, a good collection of reflections, which I agreed with overall. But, like so many "radical positions"...Sam had a fixation on the "obligation" to "be a healthy punk". Every where you look, those who proudly prance around shouting about ho w counter-culture they are align themselves very strongly with the dominant culture when it comes to "You must be healthy! Being healthy is completely within your control! If you aren't healthy, you don't have the necessary self-control to succeed in our fight!" And that is ableism. Yes, yes - "Oh my god , is everything an 'ism, these days?!" No, everything isn't. But insisting on health in order for people to be seen as "committed enough", "capable enough", insisting on "being healthy" as a pre-re quisite to being seen as a va...